Category
6 articles
SIPPs, SSASs and offshore investment bonds each solve a different problem — and choosing wrongly can cost six figures over a retirement. A structured comparison for savers with £500,000 or more, including worked scenarios and the decision framework we use with clients.
Bricks and mortar holds a near-mythical grip on the British imagination, but a second home is an asset class with a tax code built against it. We run the unvarnished numbers on a £750,000 Cotswolds cottage versus a diversified portfolio — and the answer may surprise anyone who has never actually done the arithmetic.
Platinum trades at a discount to gold despite being roughly thirty times scarcer in annual mine output. We examine what the gold–platinum ratio is signalling for 2025, how UK investors can access the metal, and why the rarest noble metal remains the connoisseur's choice.
Owning gold is the easy part; storing it correctly is where fortunes are quietly protected or lost. From allocated vaulting in the City to home safes and digital fractionalisation, here is what discerning British investors need to know about custody.
From mortgages underwritten around bonus structures to credit lines secured against a cellar of Bordeaux, high-value lending in the UK operates by an entirely different rulebook. We explain how these facilities work, who qualifies, and where the dangers lie.
With inflation persistently above target and geopolitical risk reshaping reserve strategies, gold, silver and platinum deserve a fresh hearing. We weigh bullion against gilts, premium bonds and property — and consider how much metal an affluent portfolio should sensibly hold.